Technology for compensating economic damage to injured or aggrieved victims of road traffic incidents

  • Elena Vorobyоva Vernadsky Crimean Federal University, Russia
  • Diana Burkaltseva Vernadsky Crimean Federal University, Russia
  • Oleg Blazhevich Vernadsky Crimean Federal University, Russia
  • Aleksandr Betskov Ministry of the Interior of Russian Federation, Russia
  • Hizri Kilyaskhanov Moscow Region State University, Russia
  • Elena Mashyanova Vernadsky Crimean Federal University, Russia
  • Tatyana Deriglazova Vernadsky Crimean Federal University, Russia
Keywords: Insurance, Fully Comprehensive Insurance (FCI), Compulsory Motor Third Party Liability (CMTPL), road traffic incident (RTI), compensation for economic loss.

Abstract

The work is relevant because of the exclusive role of Fully Comprehensive Insurance (FCI) and Compulsory Motor Third Party Liability (CMTPL) in improving the social protection of the population by compensating for various losses not only to road users, but also to the third parties who happen to become victims of a road traffic incident (RTI). The work aims at determining peculiarities of the development, as well as problems and prospects for the FCI and CMTPL markets functioning in the Russian Federation. Nowadays motor vehicle and driver liability insurance is a rather relevant type of insurance due to the growing number of incidents. Despite the current problems in the FCI and CMTPL sectors, they are extremely important for the Russian economy as a whole: they intend to ensure safety and protect against various incidents, minimize damage, and, in case of an insured event, provide the relevant insurance coverage. In conclusion, it is necessary to note that CMTPL and FCI are necessary measures of the current stage of the Russian economic development.

Downloads

Download data is not yet available.

Author Biographies

Elena Vorobyоva, Vernadsky Crimean Federal University, Russia

V.I. Vernadsky Crimean Federal University, Russia

Diana Burkaltseva, Vernadsky Crimean Federal University, Russia

V.I. Vernadsky Crimean Federal University, Russia

Oleg Blazhevich, Vernadsky Crimean Federal University, Russia

V.I. Vernadsky Crimean Federal University, Russia

Aleksandr Betskov, Ministry of the Interior of Russian Federation, Russia

Ministry of the Interior of Russian Federation, Russia

Hizri Kilyaskhanov, Moscow Region State University, Russia

Moscow Region State University, Russia

Elena Mashyanova, Vernadsky Crimean Federal University, Russia

V.I. Vernadsky Crimean Federal University, Russia

Tatyana Deriglazova, Vernadsky Crimean Federal University, Russia

V.I. Vernadsky Crimean Federal University, Russia

References

Bodner G.D., Antonenko D.I. (2015). The current state and problems of the development of CMTPL in the Russian Federation. Scientific Bulletin: finance, banks, investment, 4(33), 111–116.

Borsch L., Burkaltseva D., Vorobyov Yu., Vorobyeva E., Chepurko V. (2016a). Dichotomy or unification of contrasts of the market and capitalism: Forecast and plan (part 1). International Journal of Economic Research (IJER), 13(9), 3775 – 3787

Borsch L., Burkaltseva D., Vorobyov Yu., Vorobyeva E., Chepurko V. (2016b). Dichotomy or unification of contrasts of the market and capitalism: Forecast and plan (part 2). International Journal of Economic Research (IJER), 13(9), 3789–3801

Burkaltseva D.D., Borsch L.M., Blazhevich O.G., Frolova Е.Е., Labonin I.V. (2017a)., Financial and economic security of business as a primary element in the economic system. Espacios, 38(33), 3.

Burkaltseva D.D., Idrisova E.R. (2015). Preimushchestva i nedostatki avtostrakhovaniya v Rossii [Advantages and disadvantages of vehicle insurance in Russia]. Scientific Bulletin: Finance, Banks, Investments, 4(33), 106–110.

Burkaltseva D.D., Tsohla S.Yu., Guk O.A., Borovskaia L.V., Bondar A.P. (2016). Basic forms of institutional changes of economy in Russia. International Journal of Applied Business and Economic Research, 14(15), 11137–11152.

Burkaltseva D.D., Vorobyov Yu.N, Blazhevich O.G., Frolova Е.Е., Puhart A.A. (2017b). Financial and economic security of business as a primary element in the economic system: Сalculation of the integrated indicator of economic security. Espacios, 38 (33), 14.

Epifanova O.N., Burkaltseva D.D. (2018). The institutional process of relations between the state and the consumer in the insurance industry Scientific Bulletin: finance, banks, investment, 1 (42), 65–74.

Gulieva M.M. (2016). Avtostrakhovaniye kak vazhnyy segment strakhovogo rynka [Auto insurance as an important segment of the insurance market]. Scientific Review, 2, 114–119.

Nikiforov V.V., Istomin N.P., Zenin S.S., Zaikin S.S., Suvorovа C.I., Suvorov G.N. (2019). Practical Importance of Genetic Research Results when Developing an Insurance Product for Personal Insurance: International Experience. International Journal of Recent Technology and Engineering (IJRTE), 8(2), 4123-4127.

Rusetskaya E.A., Rusetskiy M.G., Belozerova I.A., Cherepov P.V., Voronov D.S. (2017). Role of marketing in developing market of insuring from catastrophic risks. Espacios, 38(49), 12.

Shevchenko K.A., Skotnikov A.E. (2017). Analiz dinamiki rynka CMTPL v Rossii [Analysis of the dynamics of the CMTPL market in Russia]. Young Scientists Contribute to the Development of the Textile and Industrial Cluster (SEARCH), 2, 233–235.

Smirnova E.A. (2017). Deposit Insurance Agency: its role in the banking system and development prospects. Scientific Bulletin: finance, banks, investment, 2(39), 61–67.

Strakhovoy portal “Strakhovanie segodnya” [Insurance portal [“Insurance today”]. 2019. http://www.insur-info.ru

The official website of the Expert RA Rating Agency. 2019. http://www.raexpert.ru

Tkhorikov, Boris; Semibratsky, Maksim; Gerasimenko, Olga; Merezhko, Anna (2018). Análisis de los enfoques metodológicos para la gestión de proyectos. Revista Científica del Amazonas, 1 (1), 28-34.

Vorobyov Yu.N., Vorobyova E.I., (2016). Evaluation of insurance companies. Scientific Bulletin: finance, banks, investment, 3(36), 53–63.
Published
2019-09-26
How to Cite
VorobyоvaE., Burkaltseva, D., Blazhevich, O., Betskov, A., Kilyaskhanov, H., Mashyanova, E., & Deriglazova, T. (2019). Technology for compensating economic damage to injured or aggrieved victims of road traffic incidents. Amazonia Investiga, 8(22), 475-484. Retrieved from https://www.amazoniainvestiga.info/index.php/amazonia/article/view/789
Section
Articles
Bookmark and Share